No Medical Exam Life Insurance
Get the life insurance coverage you need without the hassle of medical exams, blood tests, or waiting for results. Apply in 10 minutes and get same-day approval with coverage up to $1.5 million.
- Generally healthy adults ages 18-65
- Those who prefer not to undergo medical exams
- Busy professionals who need fast coverage
- Individuals with mild, controlled health conditions
- Anyone who wants a simplified application process
Why Choose No Medical Exam Insurance?
Skip the traditional hassles and get covered faster.
How No Medical Exam Insurance Works
A simplified process designed to get you covered quickly.
Answer Health Questions
Complete a simple questionnaire about your health history and lifestyle.
Get Instant Decision
Our system reviews your answers and provides a coverage decision, often within minutes.
Receive Your Policy
If approved, your policy is issued by Fidelity Life Association and delivered electronically.
No credit card required. Free quotes.
Traditional vs. No Medical Exam
See how simplified issue insurance compares to traditional coverage.
| Feature | Traditional | No Medical Exam |
|---|---|---|
| Medical Exam Required | Yes | No |
| Blood Work Required | Yes | No |
| Application Time | 4-6 weeks | 10 minutes |
| Decision Time | 2-4 weeks | Same day possible |
| Coverage Available | Up to $10M+ | Up to $1.5 million |
Who Is No Medical Exam Insurance For?
Busy Professionals
Don't have time to schedule medical appointments? Apply from anywhere, anytime.
Health-Conscious
Generally healthy individuals who simply prefer to skip medical exams and needles.
New Parents
Need coverage quickly to protect your growing family without delays.
Get Covered Without the Hassle
No medical exams. No blood tests. No waiting. Just simple, straightforward life insurance protection up to $1.5 million.
No credit card required. Free quote. No obligation.